Keeping a lid on your finances starts with tracking your expenses, and to do that you have to set up a budget so you know what you’re spending every single month. Good Expense And Budget can do this for you and allow you to do things like sync your family budget, check envelope balances, and even split transactions.
Everyone should be familiar with PayPal. It’s your own personal digital wallet allowing safe and secure payments online at thousands and thousands of online merchants. You can even use it to transfer money to people electronically, and some physical retailers are even accepting PayPal for payments now, allowing you to pay for goods at stores.
Venmo is a simple way to send money to friends and family, or anyone really. It can be a great way to split bills for a night out, or just a simple way to give your roommate your half of the rent. The best part is once someone sends you money or you send money to someone else, they can transfer the money to a bank account overnight so payments are really quick and easy.
Credit is more important than some people realize, and there’s never been an easier way to stay on top of your credit now that there is an app like Credit Karma. Using the app is free, which makes it great for anyone that just likes to know their score, but there are other useful features too, like daily monitoring of your Trans Union credit score and personalized recommendations to improve your credit rating.
Monefy Pro is another application to help you track your expenses. usability is fast and it automatically syncs your expense tracking with your Dropbox account so things are safely backed up. The built-in calculator comes in extra handy to take carer of the mat without having to leave the app, and it’s all wrapped up in a nice material design style UI.
Acorns – Invest Spare Change
Having a budget and keeping track of your expenses is a great thing to stay on top of your finances, but you also might want to think about investing. Acorns is an app that takes your spare change from everyday transactions and invests it for you to create a personalized diversified portfolio. The app claims to have low fees and it offers Bank level security, and investments are intelligent to optimize everything.
You Need A Budget
The You Need A Budget app is a free companion app to the desktop client. The app itself is free, but you will need the paid desktop program for it to work. That being said, YNAB is a great tool for helping you manage your finances and sticking to your budget. It gives you real-time updates on your spending and the app syncs with YNAB on the desktop over the cloud for effortless use.
Mint: Finance, Budgets & Money
Mint is your personalized finance app that helps you make a budget, stick to it, and keep track of your expenses, and take control of your money. The tablet version of the app shows you charts and graphs so you can visualize your spending making it easy to see where your money goes at a glance, and all versions allow you to configure reminders for bill with alerts so you never miss another payment.
My Budget Book
My Budget Book is another application for helping you manage your expenses. One of its unique features is letting create budget goals for specific periods of time, like a limit for spending on coffee or eating out. You can also import existing data that you already have elsewhere, and you can bring in your banks statements by importing files via CSV import.
Home Budget with Sync
This is pretty much an all in one finance application that lets you track expenses, bills, and even income. It also helps visualize things with charts and graphs just like with Mint so you can see things more easily, and instead of entering data when you’re tracking your spending, you can take a snapshot of your receipts and then drag and resize them if needed.