If you are an iPhone owner, you can deposit a check from iPhone, iPad or iPod Touch instead of having to go all the way to the bank and bearing the traffic. And all thanks to the Chase Mobile app – free fast and secure enough.
All you need to have is a Chase account and you can deposit checks straight from your iPhone.
First of all download the free Chase Mobile app from iTunes and then launch it on your phone
The next step is to login to your account via the Chase Mobile app
First tap on “Deposit” and then on the “Quick Deposit” button
Now choose the account that you want to deposit the check into, enter the amount on the check, then just snap a picture of the front and back of your endorsed check and send it using your Chase Mobile app.
The process is an easy one although it takes as little as 3 minutes the first time you do it. After being configured the first time, it takes even less time when again you use it.
However, there’s a snag to this method. As soon as you deposit the check via your iPhone, it will be shown in the account but will take some days for the check clearance. In case you need cash urgently it would be preferable to go to the bank itself. The iPhone option is better for those who are prepared to wait a few days instead of driving up to the bank.
For those who don’t have a Chase account, other mobile deposit apps are available too for US Bank, Fidelity and PayPal as well as Wells Fargo and Bank of America that are going to offer the same pretty soon.