When you buy an iPhone 4S and sign a two-year contract, your carrier covers part of the cost. And if your iPhone 4S breaks, you need to pay full price unless you have some type of coverage.
We have many iPhone 4S insurance plans to help you choose from for the safety of your iPhone 4S. Unless you have some kind of protection, you might end up with a broken iPhone, and that too without an affordable fix.
AppleCare+ – $99
This is one of the most common forms of iPhone 4S insurance covers. It is more consumer friendly version of protection, $99 for two years, and covers hardware issues and support.
New with AppleCare+ is coverage for two accidental damages. So if you drop your iPhone or wet it, you can get it replaced for a $49 deductible, but only twice.
AppleCare+ needs to be purchased at the same time as your iPhone.
Carrier Insurance AT&T and Verizon – $6.99-11 a Month
If you have bought your phone through AT&T or Verizon, you can add extended warranty options. You need to choose the Mobile Protection Pack $9.99 a month, which includes coverage for lost, stolen and damaged devices.
AT&T also offers a 6.99 insurance plan, though it does not show up as an option if you preorder the iPhone 4S.
Verizon iPhone 4S Insurance plans
On Verizon, you have a choice between a Total Equipment Coverage or Wireless Phone Protection Plan for $9.18 or $10.99 a month. Verizon lists the deductibles at $169 for a 16GB iPhone 4S and $199 for the 32GB iPhone 4S, but no pricing for the 64GB iPhone 4S.
These plans are quite expensive, with a total cost including one replacement at over $440.
SquareTrade – $99 for two years
SquareTrade Company is famous for iPhone protection. Currently it is offering 2 years of iPhone 4S protection, including drops and spills, for $99.
The Squaretrade iPhone 4S insurance plan is available within 30 days of purchasing your iPhone 4S, and also covers manufacturer defects. If you need to use the Spill/Drop protection you must pay a $50 deductible.
If your iPhone is older than 30 days when you want your warranty, you can use the SquareTrade iPhone app and pay a higher fee.
Worth Ave. Group – $89 a year
Another option worth considering is Worth Ave. Group iPhone 4S insurance.
Worth Ave. Group doesn’t currently show an iPhone 4S ordering option on their website, but Customer service reports of a coming coverage.